Legal Document

Terms and Conditions

Effective Date: September 4, 2026

Company Information

These Terms and Conditions govern your use of the website and your interactions with HAJ Enterprise Holdings, located at 4801 Glenwood Ave Suite 200, Raleigh, NC 27612.

Acceptance of Terms

By accessing or using this website, submitting an inquiry, or engaging HAJ Enterprise Holdings for services, you agree to these Terms and Conditions. If you do not agree with these terms, you should not use the website or services.

Services

HAJ Enterprise Holdings provides business consulting and advisory services. Services may include corporate governance consulting, strategic business advisory, organizational structure consulting, executive advisory services, business development consulting, and compliance oversight.

Specific services, deliverables, timelines, responsibilities, and other engagement requirements may be established in a separate proposal, statement of work, engagement agreement, invoice, or other written agreement between HAJ Enterprise Holdings and the client.

Pricing and Fees

Pricing is determined on a per-project or per-engagement basis according to the scope, complexity, duration, and requirements of the services requested. HAJ Enterprise Holdings may provide a written proposal, estimate, statement of work, or other pricing document before services begin.

Unless otherwise stated in a written agreement, all fees and applicable charges are due according to the payment terms stated on the applicable invoice or engagement agreement.

Payment Terms

Payment terms may vary depending on the engagement and may include payment upon invoice, milestone-based payments, deposits, or other terms agreed to in writing.

The client is responsible for providing accurate billing information and making payments when due.

Late Payments

If a payment becomes overdue, HAJ Enterprise Holdings may suspend or delay services until the account is brought current. HAJ Enterprise Holdings may also charge reasonable late fees or collection costs to the extent permitted by applicable law and any applicable written agreement.

Refunds and Cancellations

Because consulting services may involve time, planning, analysis, and work performed specifically for a client, refunds are not automatically available once services have been performed or work has begun.

Cancellation terms, deposits, prepaid services, and any applicable refund rights will be governed by the applicable written engagement agreement or proposal. If no separate cancellation policy has been agreed upon in writing, a client requesting cancellation should contact HAJ Enterprise Holdings as soon as possible.

HAJ Enterprise Holdings reserves the right to retain amounts reasonably attributable to services already performed, work completed, committed resources, or non-refundable expenses, to the extent permitted by applicable law.

Client Responsibilities

Clients are responsible for providing accurate, complete, and timely information reasonably necessary for HAJ Enterprise Holdings to perform its services. HAJ Enterprise Holdings is not responsible for delays or limitations resulting from inaccurate, incomplete, or delayed information supplied by a client.

Consulting Disclaimer

Consulting services are provided for general business advisory and strategic purposes. HAJ Enterprise Holdings does not provide legal, tax, accounting, investment, or other regulated professional services unless expressly stated in a separate written agreement and performed by an appropriately qualified professional.

Information provided through this website is general information and should not be considered professional legal, tax, accounting, investment, or financial advice.

Intellectual Property

Unless otherwise agreed in writing, the website and its original content, branding, text, graphics, and other materials are owned by or licensed to HAJ Enterprise Holdings and may not be reproduced, modified, distributed, or commercially exploited without permission.

Confidentiality

HAJ Enterprise Holdings will use reasonable care in handling confidential information provided in connection with an engagement. Specific confidentiality obligations may be established through a separate written agreement.

Third-Party Services

HAJ Enterprise Holdings may use third-party platforms or service providers in connection with website operations, communications, payment processing, or other business functions. Third-party services may be subject to their own terms and privacy policies.

Limitation of Liability

To the maximum extent permitted by applicable law, HAJ Enterprise Holdings will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to the use of the website or services.

Nothing in these Terms and Conditions is intended to exclude or limit liability that cannot lawfully be excluded or limited under applicable law.

Electronic Communications

By communicating with HAJ Enterprise Holdings electronically, including through website forms, email, or SMS, you consent to receive electronic communications relating to your inquiry, account, services, or other communications for which you have provided appropriate consent.

SMS Communications

If you voluntarily provide your phone number and opt in to SMS communications from HAJ Enterprise Holdings, you agree to receive SMS messages related to customer care, inquiries, updates, notifications, confirmations, and other communications associated with your relationship with HAJ Enterprise Holdings.

Message frequency varies. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP to any message. After you send STOP, you will no longer receive SMS messages unless you opt in again. For assistance, reply HELP to any SMS message.

SMS consent is not a condition of purchasing goods or services. HAJ Enterprise Holdings does not sell, rent, or share SMS opt-in information or consent with third parties for their own marketing purposes.

Privacy

Use of personal information is governed by the HAJ Enterprise Holdings Privacy Policy.

Changes to These Terms

HAJ Enterprise Holdings may update these Terms and Conditions from time to time. Updated terms will become effective when posted on this website unless a different effective date is stated.

Governing Law

These Terms and Conditions will be governed by applicable laws, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Contact Information

Questions regarding these Terms and Conditions may be directed to HAJ Enterprise Holdings at 4801 Glenwood Ave Suite 200, Raleigh, NC 27612.